Director of Product Management, Commercial Banking

WA - Seattle; CA - San Francisco Full-TimeDirectorProduct / Project

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Who we are

  • Shape a brighter financial future with us.
  • Together with our members, we’re changing the way people think about and interact with personal finance.

This is a 0→1, company-level role responsible for defining how businesses move and manage money across modern rails — including Wires, ACH, FedNow, and emerging real-time/stablecoin settlement. You will set the vision, drive the roadmap and deliver the experiences and infrastructure that commercial clients need to run their businesses.

  • You’ll operate with high autonomy, influence executive strategy, and lead complex, regulated financial systems from concept through scale.

What you'll do

  • Define the multi-year product vision and roadmap for Commercial Banking
  • Own and deliver client facing experiences and APIs and end-to-end platform: business accounts, payments rails (Wires, ACH, FedNow), treasury capabilities, and APIs
  • Lead 0→1 product development from discovery through launch and scale
  • Manage and grow a product team to drive roadmap and delivery as business scales
  • Partner cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales and Operations teams to bring product roadmap to life
  • Translate regulatory and operational constraints into elegant product solutions
  • Drive measurable outcomes: adoption, volume, reliability, cost efficiency, and risk performance
  • Influence company strategy and mentor other PMs as a subject-matter expert in commercial banking

What you'll need

  • Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.
  • 10+ years of product management experience, with significant time in platform and B2B roles
  • Experience building and growing teams of product managers
  • Strong cross-functional collaboration and influence skills
  • Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders. Experience presenting to C-level leadership
  • Direct experience building commercial/business banking or payments products
  • Deep knowledge of Wires and ACH systems and operations
  • Experience launching regulated financial products at scale from within a Bank
  • Entrepreneurial mindset, with proven track record leading ambiguous, cross-team 0→1 initiatives independently
  • Strong technical fluency with APIs, ledgers, and payments architectures

Preferred Qualifications:

  • Experience with FedNow or real-time payments (RTP)
  • Stablecoin, tokenized deposits, or blockchain-based settlement experience
  • Sponsor bank or Banking-as-a-Service experience
  • Treasury, cash management, or reconciliation platform exposure
  • Experience building front-end b2b experiences
  • Experience building developer-first financial platforms or serving fintech/platform customers

Job Summary

CompanySoFi
LocationWA - Seattle; CA - San Francisco
TypeFull-Time
LevelDirector
DomainProduct / Project