Home Equity Specialist
West Roseville, CAFull-TimeMid-levelOther
Essential Job Duties & Responsibilities:
- Meet and exceed assigned loan production goals and targets; Maintain pipeline management reports and forecast future opportunities
- Prospect for new HELOC customers through inbound call campaigns
- Educate customers on HELOC products and eligibility requirements
- Gather financial documents and process loan applications
- Evaluate applications based on credit worthiness, income verification, asset valuation, etc.
- Present completed packages for underwriting approval
- Coordinate closings with settlement agents and title companies
- Ensure compliance with all applicable lending laws and regulations
- Participate in continued education and training as required;
- Perform other duties as assigned
Required Skills, Knowledge & Abilities:
- 2+ years of experience as a loan officer, preferably with HELOC expertise
- Bachelor's degree in finance, business or related field preferred
- Strong communication, sales, and relationship building skills
- Proficiency with loan origination/processing software systems
- Knowledge of lending guidelines, laws and regulations
- Ability to multi-task and prioritize in a fast-paced environment
- Detail-oriented with strong documentation and problem-solving abilities
- Must possess, or have the ability to possess upon hire, a Mortgage Loan Originator (MLO) license per the SAFE Act; may be asked to become licensed in multiple states
