Key Responsibilities:
- Conduct Risk and Control Self-Assessments (RCSA)for key business and operational processes across payments, cards, compliance, finance, and treasury.
- Design, document, and assess Business Process Controls, including control design and operating effectiveness.
- Identify and assess inherent risks, control gaps, and residual risks across end-to-end processes.
- Support the development and maintenance of the Enterprise Risk Register and risk taxonomy.
- Perform thematic and deep-dive risk reviews on emerging and priority risk areas.
- Analyze incidents, losses, audit findings, and control failures to identify trends and root causes.
- Design, monitor, and report Key Risk Indicators (KRIs)aligned to business risk appetite.
- Support control testing, issue management, and remediation trackingto closure
- Prepare risk dashboards, management reports, and committee packs for senior management and Board-level forums.
- Partner with first-line teams to strengthen process documentation, governance, and control culture.
- Contribute to regulatory-driven risk programmes such as DORA, operational resilience, outsourcing risk, and ICT risk
Requirements:
- 4–5 years of experience in Enterprise Risk, Operational Risk, Internal Audit, or Business Process Controls within financial services or fintech.
- Strong hands-on experience in Business Process Controls, including Control design and documentation for end-to-end processes, Identification of key controls and control gaps, Testing of control design and operating effectiveness, Supporting remediation of control weaknesses.
- Proven experience conducting Risk and Control Self-Assessments (RCSA)
- Solid understanding of process-level risks and controls in areas such as, Payment's operations, Client onboarding & KYC,Transaction monitoring & fraud operations, Finance, settlements & reconciliation, Treasury operations, including liquidity management, funding, nostro/Vostro accounts, and cash management.
- Strong grounding in inherent risk, control effectiveness, and residual risk assessment.
- Strong analytical skills with experience in Trend analysis and root-cause analysis, working with incidents, KRIs, and audit data, Converting data into structured management insights.
- Good understanding of regulatory and governance expectations in a fintech /payments environment.
- Advanced working knowledge of Excel and PowerPoint for analysis and reporting.
- Qualifications: A bachelor’s degree in finance, Business, or Technology. Certifications like CA, CRISC, CIA or any globally recognized risk related certifications is highly valued.
- Experience in a fintech, payments, or regulated banking environment.
- Exposure to DORA, operational resilience, ICT risk, or outsourcing risk.
- Prior experience interacting with auditors, regulators, and risk committees.
- Familiarity with GRC / risk management tools.
- Experience using AI or advanced analytics tools to enhance risk analysis, control testing, or reporting (e.g., automation, data analytics, GenAI-assisted reviews).
