Responsibilities
- AML / Financial Crime Operations
- Support day-to-day AML/CFT operational activities in line with Japanese regulations and Nium global policies
- Assist with STR (Suspicious Transaction Report)-related processes, including data gathering, documentation, and coordination to support timely submissions
- Conduct transaction-level reviews with a strong understanding of cross-border payment flows and funds transfer mechanics
- Support periodic AML reviews, monitoring activities, and regulatory reporting requirements
- Regulatory Compliance Support
- Assist with preparation and submission of periodic regulatory filings and reports to Japanese regulators
- Support regulatory requests, inquiries, and examinations under the guidance of senior Compliance team members
- Maintain accurate records, logs, and documentation in line with regulatory standards
- Track regulatory deadlines and ensure timely completion of assigned tasks
- Stakeholder Collaboration
- Work closely with Operations, Risk, Product, and Global Compliance teams
- Support internal communication between local Japan stakeholders and global teams in English
- Escalate issues, risks, or concerns clearly and promptly
- Continuous Learning & Development
- Build deeper AML/CFT and regulatory knowledge through structured on-the-job training
- Stay informed of updates to Japanese AML and payments regulations
- Contribute to process improvements and operational best practices over time
Requirements
- Associate-level experience, ideally from an Operations, Payments, or Financial Services background
- Hands-on experience in cross-border payments or funds transfer businesses, with a solid understanding of transaction flows
- Practical, operational-level knowledge of AML/CFT (screening, monitoring, STR support, regulatory reporting)
- Native-level Japanese, with the ability to understand complex Japanese laws and regulations and communicate professionally with regulators
- Business-level English, sufficient for written and verbal communication with global stakeholders
- Strong attention to detail, accuracy, and reliability in handling regulatory and AML tasks
- High integrity, professionalism, and sense of ownership
