Senior Product Manager - Fraud

San Francisco, CAFull-TimeManagerProduct / Project

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Responsibilities

  • Create a roadmap to continuously improve PayJoy’s fraud prevention platform with goals to:
  • Reduce fraud losses and operational inefficiencies.
  • Enhance fraud detection with cutting-edge models and rules while minimizing false positives.
  • Streamline customer experience through frictionless fraud mitigation solutions.
  • Lead the end-to-end product lifecycle from ideation, requirements gathering, development, testing, and iteration, to full-scale implementation.
  • Work closely with engineering, fraud operations, and data science teams to deliver high-quality solutions that balance security and user experience.
  • Analyze and leverage data (ability to write and interpret SQL queries) to refine fraud prevention mechanisms.
  • Stay informed about emerging fraud trends, regulatory requirements, and industry technologies to maintain a state-of-the-art fraud platform.
  • Collaborate with internal teams to implement KPIs and monitoring systems to track fraud metrics and solution efficacy.

Requirements

  • 6+ years of product management experience. At least 2-3 years in fraud or risk management within fintech.
  • Experience driving cross-functional teams, including engineering and data science, to deliver impactful products.
  • Proven ability to manage and prioritize multiple initiatives in a fast-paced environment.
  • Strong data-driven decision-making skills, including the ability to run SQL queries.
  • Familiarity with fraud detection technologies, including behavioral analytics, device intelligence, and machine learning solutions.
  • Demonstrated success in creating customer-first solutions while balancing security and operational efficiency.

Desirable Qualifications

  • Experience in high-growth startups.
  • Familiarity with fraud prevention tools and vendors (e.g., Sift, Arkose Labs, or equivalent).
  • Knowledge of compliance regulations related to fraud (e.g., AML, KYC).
  • Fluency in Spanish.

Benefits

  • 100% Company-funded health insurance for employee and immediate family
  • Company-funded employee life and disability insurance
  • 20 Paid vacation days, Flexible sick leave
  • $2,000 USD annual Co-working Travel perk
  • $2,000 USD annual Professional Development perk
  • Headphone benefit, home office equipment allowance and wellness perks
  • $340 Company-funded Commuter benefit
  • Catered lunches

Job Summary

CompanyPayJoy
LocationSan Francisco, CA
TypeFull-Time
LevelManager
DomainProduct / Project